These and other key questions are answered here for claimants in England, Wales, Scotland and Northern Ireland.

1. What is Universal Credit?
Universal Credit is one DWP benefit payment combining up to six benefits (child tax credit, housing benefit, income support, Jobseekers Allowance, Employment and Support Allowance and working tax credit).
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2. Who receives Universal Credit?
It is still being phased in across the UK and at the moment mainly covers new benefits claimants and existing claimants experiencing a change in personal circumstances.
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3. How often is Universal Credit paid?
Universal Credit is usually paid one month in arrears in England and Wales. First payments can take up to an additional week to arrive. Payments are fortnightly in Northern Ireland and can also be twice a month in Scotland.
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4. How do I apply for Universal Credit?
Applications have to be made online at www.gov.uk/universal-credit/how-to-claim, regardless of what access you have to the internet. Free help, however, is available via official DWP helplines and Citizens Advice.
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